Matt,
It occurs to me that I might come off a bit arrogant in my response, but, my intention is to point you at a couple of places that contain the answer to one of your questions. So, please grant me some grace while reading and assume that I have the best of intentions. I have been having some stressful days lately and I have very little time.
Jim,
That was it! Or, almost. I changed the line to:
oText.insertTextContent(oVC, oAnno, True)
And the annotation now gets attached to the whole range.
I wish I knew how to find the documentation for these functions! I don't
know what the various parameters actually d -- what is the final Boolean
doing there? How do you know?
The answer is well hidden, but I know where to look 
If you download this document (which has a bunch of macros so you will be warned that it has macros, you may tell it "no, do not enable macros" and it will still work fine, you just won't be able to click on all the buttons that run the macros from the document).
http://www.pitonyak.org/OOME_3_0.odt
Table 123 says the following:
insertTextContent(XTextRange, XTextContent, boolean)
Insert text content such as a text table, text frame, or text field. In general, the text content should be created by the text object. If the Boolean value is True, the text in the text range is overwritten; otherwise, the text content is inserted after the text range.
How did I now to put that into the document? I probably looked here:
AOO documentation here:
http://www.openoffice.org/api/docs/common/ref/com/sun/star/text/XText.html#insertTextContent
or here:
LO documentation here:
http://api.libreoffice.org/docs/idl/ref/interfacecom_1_1sun_1_1star_1_1text_1_1XText.html
On the web site, it reads as follows:
void insertTextContent ( [in] com::sun:
:text::XTextRange xRange,
[in] com::sun:
:text::XTextContent xContent,
[in] boolean bAbsorb
)
inserts a content, such as a text table, text frame or text field.
Which contents are accepted is implementation-specific. Some implementations may only accept contents which were created by the factory that supplied the same text or the document which contains the text.
Parameters
xRange specifies the position of insertion.
xContent the text content to be inserted.
bAbsorb specifies whether the text spanned by xRange will be replaced. If TRUE then the content of xRange will be replaced by xContent, otherwise xContent will be inserted at the end of xRange.
No, if you are still reading, let me say that it was easy for me to find because I have spent literally thousands of hours working on this stuff and I knew exactly where to look and what to look for (especially since you had a snippet). I do not expect that you would have found it as fast as I and, it is also not clear that without more exposure that it would have been clear that it was what you needed to see.
I found the LO link by searching for
libreoffice API insertTextContent
on Google. While playing with macros, it is common for me inspect the objects in question (I wrote my own object inspector, many people use XRay). I then identify method names that look promising and then use a Google search to figure out how to use that method.
But in any case, many thanks for solving htis problem, it's actually pretty
awesome to be able to do this with a single keystroke!
Glad you figured it out.